What Is Cost Basis — And Why Should You Care?
Cost basis is what you paid for an investment, including fees. When you sell, it’s subtracted from the sale price to calculate capital gains or losses.
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Cash Flow Is King: The Hidden Force Behind Financial Freedom
Think net worth tells the full story? Think again.
Real financial freedom is built on cash flow. In this blog, we break down how ReachFi helps you project it into the future so you can plan with confidence.
Are You Paying for Space You Don’t Use? How Wasted Square Footage Drains Your Wallet
Most families use only 40% of their home's space—but pay 100% of the cost. Learn how optimizing your living space can help you retire years earlier. Try it on ReachFi.
Why Static FIRE Calculators Don’t Work for Real Life (and What to Use Instead)
The Problem with Most FIRE Calculators: They Assume Life is Linear
Open any popular FIRE calculator, and you’ll find this pattern:
* Enter your income
* Enter your expenses
* Set your savings rate
* Choose your expected return
* Get a FIRE number or retirement date
It feels empowering… until life happens.
Real
Raising a Family While Pursuing FIRE: A Real-Life Simulation
Can you still pursue FIRE while raising a family? We walk through a real-world simulation using ReachFi to see how kids, career breaks, college savings, and housing upgrades impact your financial independence timeline—and why static calculators don’t cut it.
We Moved from NYC to Austin—Here’s What It Did to Our Finances
After years of living in New York City, my partner and I started wondering what life might look like somewhere more spacious, more affordable, and a little slower-paced. Before making any decisions, we modeled the move in ReachFi - accounting for taxes, housing, lifestyle changes, and even career adjustments. The
Buying vs. Renting: Which One Truly Builds Your Future?
For many, deciding between buying a home and renting one isn't just about shelter — it's about financial security, long-term freedom, and the life you want to build.
This post will discuss the pros and cons of buying vs. renting and explore how this choice impacts your